Our Fee Structure Explained

We try to be as competitive as possible, both in terms of service delivery and what we charge.  This is evidenced by what our clients say about us.

Our fees structure in as follows:

  1. On receipt of your completed enquiry form, submitted by email to: admin@emasonfinance.com, we guarantee to contact you within 48 hours with our comments and if need be ask for additional information.  No fees payable.
  2. Following review of the additional information received from you, if in our opinion we think that your proposal has strong funding potential, as it is or with suggestions from us to make it more attractive at presentation to potential lenders or investors, this will be communicated to you in writing within 72 hours.  No fees payable.
  3. Subject to response from you, we will on your behalf hold initial discussions with potential lenders and investors including international banks, investment houses, insurance conglomerates, with whom we have worked for a number of years. We will report back to you with their views and level of interest in supporting the proposal within 5 working days. No fees payable.
  4. Should our lending sources be interested in taking matters forward, then we will issue in writing a Provisional Offer subject to due diligence and compliance issues. Under normal circumstance this will be valid for 14 days for acceptance.
  5. At this stage, as soon as a Provisional Offer subject to Due Diligence  and compliance is issued, then  fees  will be payable to cover the due diligence and underwriting costs. This may include meeting with the applicant at their location, – anywhere in the world – to discuss the project and the various options available to you. The amount varies and depends on the type of transaction.  Please note these fees are fully refundable by us when the loan is drawn down from the lender.
  6. Our experience has shown that the lender may also want to meet the applicant, normally at the lender’s offices, or a venue suitable to the applicant upon receipt of the satisfactory due diligence report, before a formal loan agreement is entered into.
  7. Our arrangement fees are only payable when the lender has released the loan funds to the applicant.  This could be added to the loan in majority of cases. Our fees is normally between 2.5% to  5% of the amount of loan, but can vary due to loan size and location of the project. Also, at this stage, the due diligence fees are refunded back to the applicant.

Our fees are transparent, and once it is agreed at the beginning of the transaction, there will not be other fees payable to us at all.  There are no unforeseen costs and expenses which often arise with other brokers.